In easy words, suppose a plan is booked today at the price of today, and the plan owner dies 20 years down the line. In that case, the family members will not be liable to pay any money at all and it will be the responsibility of the funeral home to arrange finances to meet the cost of the expenses happening at that time. Moreover, this thought should be shunned for one more reason that there no guarantee that you have a significant period of illness before passing on.
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